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Legal Information

Disclaimers, trade marks and legal information available only where permitted by law


The insurance services, products and information described in this website may not be available in all regions of Canada, or to persons who are residents of jurisdictions outside of Canada. Pafco insurance services are only available in jurisdictions where they may be legally provided.

Information accuracy


The information and contents of this website are provided strictly for your convenience and we believe that they were accurate when placed on the Site. However, this information is subject to change and update at any time without prior notice. Consult a Pafco representative for complete and up to date information about our products and services. The information in this Site is not intended to provide you with financial, insurance or other advice, and Pafco Insurance Company shall not be held responsible for any detrimental reliance you place on this Site or its content. Use of this website shall be on an "as is" basis and entirely at your own risk.

Privacy and security


Please keep in mind that complete privacy, confidentiality and security are not yet possible over the Internet. As a result, Pafco Insurance Company shall not be responsible or liable for any harm or loss resulting from use, communication or transmission of any information to/from this website.

No liability


Pafco, its affiliated companies, its officers, directors, agents or employees, or any other person associated with the creation of this Site, shall not be liable or responsible for any harm, loss or damage (whether arising in contract, tort, negligence, or otherwise) that may arise in any connection with use of this Site, including any direct, indirect, special, third party, or consequential damages.

Hypertext links are not endorsements


Other World Wide websites that may be accessed from this website by hypertext links, are entirely independent of this website and said links shall NOT, in any manner, be construed as any reflection on, or any affiliation with, or endorsement of, any such sites, or any entity, or their respective products or services.

We value your visit to our site and should you have any questions about this Site, these conditions, or products and services, please contact us.

Trademark notices


The use and display of trademarks in this website does not imply that a licence of any kind has been granted. The symbols ® and TM designate Canadian registered trademark and unregistered status respectively.

In addition, Pafco Insurance Company and, in some instances, Allstate International Insurance Holdings, Inc. have trademarks and service marks, registered and unregistered, in Canada, and/or in other countries. All other service and product names are trademarks or registered trademarks of their respective owners.